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Sanchay — Retirement Finance Tracker

Retirees · Income · Compliance Reminders

A personal-finance record for retired people in India, built around the three questions that actually matter: what do I have, what comes in each month, and what must I not forget. It tracks balances across bank accounts, fixed deposits, SCSS, PPF, gold and property, normalises pension, interest and rent to a monthly figure, and — the reason it exists — chases the deadlines nobody else chases: the life certificate in November, Form 15H at every bank in April, the return in July, a deposit maturing next month. Miss the life certificate and a pension stops; no bank app tracks it.

Open registration — create an account at /register. No shared demo login.

Who it's for

Retired people managing their own money across several banks and small-savings schemes, and the adult children who help them keep on top of it.

What's included

  • One usable-today figure across bank, deposits, SCSS, POMIS, PPF, gold and property
  • Pension, deposit interest and rent normalised into a single monthly income figure
  • Compliance calendar: life certificate, Form 15H, income-tax return, deposit maturities
  • Scheme and tax rates are editable form fields, not hard-coded — they change every quarter
  • Stored encrypted, with plain-language screens designed for older eyes

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